There is a growing problem in the mortgage industry that is unfortunately becoming acceptable by most real estate professionals. This problem is affecting thousands of homebuyers every day. THE TRUTH IS – it can be avoided. Don’t fall into the trap thinking that you have no other option. Learn the facts.With the rapidly changing guidelines for mortgages, most banks and mortgage companies are not taking the time and making the effort to stay on top of the changes. As a result, the clients are finding out days, if not literally hours, before their closing that they are not approved and/or they cannot close on time. Think about what you would do if you were to find yourself and your family in that position. It is 36 hours before closing. You have all of your belongings – everything you own – boxed up and being loaded onto the moving truck. Your loan officer calls you. “Uh, there is something I need to talk with you about. Uh, your loan, well, uh, it got denied.”
You can prevent this danger from happening to you. There is one mortgage company in Carmel that guarantees purchase loans will close ON-TIME. MAK Mortgage pays attention to details and takes proactive steps to protect our clients. We meet with you face to face, learn all the facts and identifies from Day One any potential issues that need addressed. The MAK team knows and understands the guidelines so well that we can properly structure each loan.
Fondly known among the local real estate community as the “Rescue Specialist”, I have saved four families already this year who were faced with the dilemma of being told days before their scheduled closing that their bank or mortgage company cannot get the loan closed as promised. Days and even hours before the closing, I met with the client, structured the loan properly and got the deal closed on time!!
Work with a team of caring, dedicated mortgage professionals to ensure you have the best options. A little proactiveness goes a long way in protecting your interests and your possessions. You want to work with a professional that is committed to protecting you. MAK Mortgage, like Hartman Inventory, takes care of the details so you don’t have to sweat the little stuff.
Despite what you may hear, there are very low down payment options available. Take advantage of the Perfect Storm – the unprecedented combination of low interest rates, tax credits and very affordable homes. And moving is a perfect time to inventory your belongings. Click here to learn more about taking an inventory of your personal belongings www.HartmanInventory.com
